Cancer happens when cells in the body grow uncontrollably because their programming gets messed up. Unlike a cold, you can’t catch cancer; it develops from within due to various factors like age, genetics, chronic irritation, or exposure to harmful substances like nicotine and smoke.
Though we can’t control everything, it’s important to manage the factors we can. Preventing cancer is far better than having to treat it. That’s why having a Cancer Protection plan is essential.
In 2020, India had an estimated 1,392,179 cancer patients, with the most common types being breast, lung, mouth, cervix uteri, and tongue cancer. This shows how big a threat cancer really is.
A Cancer Protection plan helps financially if you’re diagnosed with cancer after a specified period outlined in the plan’s terms and conditions. This insurance covers expenses related to diagnosis and treatments like hospitalization, chemotherapy, radiation, and surgery.
The payout usually happens at different stages of diagnosis: minor, major, and critical. However, these plans typically don’t cover death, maturity, or surrender benefits, and aren’t limited to just the hospital treatment costs.
Before you buy a plan, it’s important to understand what the policy does and doesn’t cover. This will help you pick the right plan and avoid any surprises later on. Always review the inclusions, exclusions, and the claims process carefully.
Make sure to choose a reliable insurance provider like Care Insurance to ensure you’re financially prepared for any emergencies.
